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What to do about a rental after an accident when I wasn't at fault?
I was hit by a Geico insured driver. He admitted fault etc. I drive an expensive car, one of the reasons because I feel safe in it. His Geico insurance said they'll put me in some rental that's probably not going to cost them a lot of money, and it's not going to be that safe, and on to of that I'll probably have to pay insurance for the rental for their car. Can I get the rental I want even from Enterprise (which is the rental company Geico uses), and they still have to pay the costs? Why should I be liable because their insured destroyed my car? Shouldn't they have to pay for the insurance too?
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If they indeed rent you a lesser car, will have to either accept it or pay for a better one. You may be crying before you are hurt though because you have no idea now, what they will provide for you.?
Have you given any though to using your own insurance for all of this? Check it out, you may end up better off.
No one ever told me that life was always fair.
Accident? Always call the police and always immediately notify YOUR insurance comany... Always !
Geico will only pay for the rental that they have approved and anything else you decide upgrading to will be billed at your expense. You shouldn't be liable that is why they are getting you a car rental and repairing your car. The insurance the rental company offers is just their own self insurance ; you can use your insurance policy on your own car to cover that if it extends to rental cars or if you have a credit card inquire about rental protection. I know it sucks especially with Geico ; they hate to pay for their insureds accidents.
Personal Experience; Geico is horrible
In most states, you are entitled to basic transportation, not necessarily of the same size/type of vehicle you own. Also, in most states, the insurance company does not have to pay for the rental insurance. If you have full coverage insurance on your vehicle, check with your carrier to see if that coverage is extended to a rental, so you won't have to purchase the rental insurance.